Arranging your Mortgage

Firstly we would advise you to arrange your finances and, if required, arrange a mortgage agreed in principle prior to starting your property search. This will enable you to set your budget correctly.

We can put you in touch with a local mortgage advisor if required.

Register your Interest

Register with us for property updates by either calling us or visiting our office and we will input your search requirements into our database and you will be automatically updated on properties that match your criteria. You can also register by clicking here.

After discussing your requirements, we will keep you up to date via email/post or by phone with new properties onto the market that match your criteria.

Viewing a Property

We highly recommend an early viewing appointment in order to secure a property. We will accompany you to your viewing appointments ensuring we are on hand to answer any questions immediately and advise where needed.

Our office is open 9.00am – 5.30pm Monday to Fridays and 9am – 12.30pm Saturdays. 

Making an Offer

Once you have found a suitable property, and informed us of your offer we will put it forward to the seller. It may be requested that you prove you are in a position to proceed. For example by providing proof of cash funds or evidence of your mortgage agreed in principle.

Offer Accepted

Once your offer is accepted we will write to all parties to confirm the agreed price and possible conditions of offer. We will ask you to confirm your solicitor’s and mortgage broker’s details so we can prepare a memorandum of sale.

Instructing a Solicitor

You will need to instruct a solicitor and ask your mortgage broker to proceed with your application.

Choosing an efficient reliable solicitor can be key to the success of purchasing a property. We are happy to recommended tried and tested local solicitors.

Conveyancing

Your solicitor will deal with the conveyancing process and we will help assist. We will keep you up to date along the way.

Once your solicitor receives the Contract Pack from the Sellers’ Solicitors they will apply for searches and ask the sellers’ solicitors questions about the property.

When your solicitor receives answers back from the seller’s solicitor they will be sent to you along with reports from the search results

Survey and Mortgage Offer

A surveyor will conduct a survey of the property on behalf of the mortgage lender. They will advise on the value of the property and notify if there are any structural problems.

A mortgage offer will be sent to you to sign once the mortgage valuation report is received.

Exchange of Contracts

Contracts are exchanged and a completion date is set, once the solicitors have everything in place, including, search results, answers to enquiries raised, deposit monies and a mortgage offer.

Your solicitor will send the deposit to the Sellers’ Solicitors and a completion statement and bill from your solicitors will be sent to you for payment.

Completion (Moving Day)

Completion occurs when the remaining monies are transferred to the seller’s solicitor from your solicitor.

Once the money is cleared funds in the seller’s account we well release keys to you.